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Use Of First Loan Applications on A Fellow Contact Basis (Case Study: FEB UMY Student)
Corresponding Author(s) : Dimas Bagus Wiranatakusuma
Proceedings Universitas Muhammadiyah Yogyakarta Undergraduate Conference,
Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit
Abstract
Online lending refers to the process of applying for a loan through a digital platform or app that allows individuals or businesses to obtain borrowed funds quickly and easily. Online lending usually has a simpler and faster application process compared to traditional financial institutions such as banks. This study aims to explore the utilization of peer-to-peer lending applications in the context of online lending. The app allows users to borrow funds quickly and easily from their contacts within the app. This research will involve collecting qualitative data through preferences from FEB UMY students. The pinlu application is expected to be a solution for students of the Faculty of Economics and Business, Universitas Muhammadiyah Yogyakarta.
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- Hidayat, A., Azizah, N., & Ridwan, M. (2022). Pinjaman Online dan Keabsahannya Menurut Hukum Perjanjian Islam. Jurnal Indragiri Penelitian Multidisiplin, 2(1), 1–9. https://doi.org/10.58707/jipm.v2i1.115
- Jonathan Sibarani, H., Jumiyanti Nababan, S., & Prima Indonesia, U. (2022). The Influence of Perception, Buying Interest and Trust in The Purchase of Financial Product on Online Loan Applications in Medan City. Management Studies and Entrepreneurship Journal, 3(3), 1273–1284. http://journal.yrpipku.com/index.php/msej
- Online Ilegal Menjadi Bencana Sosial Bagi Generasi Milenial Fanny Novika, P., Septivani, N., Made Indra, I. P., & Tinggi Manajemen Asuransi Trisakti, S. (2022). Illegal Online Loans Become a Social Disaster For The Millenial Generation. Management Studies and Entrepreneurship Journal, 3(3), 1174–1192. http://journal.yrpipku.com/index.php/msej
- Panginan, E. K., & Irwansyah. (2020). Fenomena Aplikasi Kredit dan Pinjaman Online Kredivo di Indonesia. Komunikasi Dan Kajian Media Karya, 4, 15.
- Pradnyawati, N. M. E., Sukandia, I. N., & Arini, D. G. D. (2021). Perjanjian Pinjaman Online Berbasis Financial Technology (Fintech). Jurnal Konstruksi Hukum, 2(2), 320–325. https://doi.org/10.22225/jkh.2.2.3230.320-325
- Robaniyah, L., & Kurnianingsih, H. (2021). Pengaruh Persepsi Manfaat, Kemudahan Penggunaan Dan Keamanan Terhadap Minat Menggunakan Aplikasi Ovo. Image: Jurnal Riset Manajemen, 10(1), 53–62. https://doi.org/10.17509/image.v10i1.32009
- Santi, M. (2019). Peran Pinjaman Dana Berbasis Online Melalui Aplikasi Terhadap Perekonomian di Indonesia. Jurnal Eksyar (Jurnal Ekonomi Syariah, 06(02), 116–127. http://ejournal.staim-tulungagung.ac.id/index.php/
- Sentosa, A. (2021). Peran Otoritas Jasa Keuangan Dalam Pengawasan Pinjaman Online. http://digilib.iain-palangkaraya.ac.id/3633/1/SKRIPSI ALEK SENTOSA.pdf
- Silaswara, D. (2022). Journal+editor, +Jurnal+-+Diana. 3, 1–11.
- Supriyanto, E., & Ismawati, N. (2019). Sistem Informasi Fintech Pinjaman Online Berbasis. Jurnal Sistem Informasi, Tekhnologi Informasi Dan Komputer, 9(2), 100–107.
References
Hidayat, A., Azizah, N., & Ridwan, M. (2022). Pinjaman Online dan Keabsahannya Menurut Hukum Perjanjian Islam. Jurnal Indragiri Penelitian Multidisiplin, 2(1), 1–9. https://doi.org/10.58707/jipm.v2i1.115
Jonathan Sibarani, H., Jumiyanti Nababan, S., & Prima Indonesia, U. (2022). The Influence of Perception, Buying Interest and Trust in The Purchase of Financial Product on Online Loan Applications in Medan City. Management Studies and Entrepreneurship Journal, 3(3), 1273–1284. http://journal.yrpipku.com/index.php/msej
Online Ilegal Menjadi Bencana Sosial Bagi Generasi Milenial Fanny Novika, P., Septivani, N., Made Indra, I. P., & Tinggi Manajemen Asuransi Trisakti, S. (2022). Illegal Online Loans Become a Social Disaster For The Millenial Generation. Management Studies and Entrepreneurship Journal, 3(3), 1174–1192. http://journal.yrpipku.com/index.php/msej
Panginan, E. K., & Irwansyah. (2020). Fenomena Aplikasi Kredit dan Pinjaman Online Kredivo di Indonesia. Komunikasi Dan Kajian Media Karya, 4, 15.
Pradnyawati, N. M. E., Sukandia, I. N., & Arini, D. G. D. (2021). Perjanjian Pinjaman Online Berbasis Financial Technology (Fintech). Jurnal Konstruksi Hukum, 2(2), 320–325. https://doi.org/10.22225/jkh.2.2.3230.320-325
Robaniyah, L., & Kurnianingsih, H. (2021). Pengaruh Persepsi Manfaat, Kemudahan Penggunaan Dan Keamanan Terhadap Minat Menggunakan Aplikasi Ovo. Image: Jurnal Riset Manajemen, 10(1), 53–62. https://doi.org/10.17509/image.v10i1.32009
Santi, M. (2019). Peran Pinjaman Dana Berbasis Online Melalui Aplikasi Terhadap Perekonomian di Indonesia. Jurnal Eksyar (Jurnal Ekonomi Syariah, 06(02), 116–127. http://ejournal.staim-tulungagung.ac.id/index.php/
Sentosa, A. (2021). Peran Otoritas Jasa Keuangan Dalam Pengawasan Pinjaman Online. http://digilib.iain-palangkaraya.ac.id/3633/1/SKRIPSI ALEK SENTOSA.pdf
Silaswara, D. (2022). Journal+editor, +Jurnal+-+Diana. 3, 1–11.
Supriyanto, E., & Ismawati, N. (2019). Sistem Informasi Fintech Pinjaman Online Berbasis. Jurnal Sistem Informasi, Tekhnologi Informasi Dan Komputer, 9(2), 100–107.