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The The Influence of The Development of Cashless Payment on The Effectiveness of Payments Among IPIEF Students Batch 2020
Corresponding Author(s) : Ilham Hafidhi
Proceedings Universitas Muhammadiyah Yogyakarta Undergraduate Conference,
Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit
Abstract
Cashless payment methods are not new in our country. there are many media and organizational structures or agencies that use cashless transactions. Cashless payment is a payment without the use of cash in the transaction. Knowing that today many have used these transactions, both from the user and operator side, the author is interested in discussing these transactions in everyday life related to the convenience that causes users and organizers to use this transaction. This study discusses the use of cashless payments among students, especially IPIEF 2020 students. The author uses a qualitative method by conducting interviews with all IPIEF 2020 students regarding the use of cashless payments and also the intensity of their use. The author conducted interviews using whatsapp voice call. In this way, the author finds several reasons why there are so many and high intensity of cashless payment usage among IPIEF 2020 students. The majority of interview participants have known and used cashless payments with high intensity, this is in line with the author's analysis, namely because it is convenience that causes this.
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- Arango, C., Huyn, K. P., & Sabetti, L. (2015). Consumer Payment Choice: Merchant Card Acceptance Versus Pricing Incentives. Journal of Banking & Finance. 55, 130-141
- Cadar, C., Dunbar, D., & Engler, D. R. (2008, December). Klee: Unassisted and automatic generation of high-coverage tests for complex systems programs. In OSDI (Vol. 8, pp. 209-224).
- Ching, A. T., & Hayashi, F. (2010). Payment card rewards programs and consumer payment choice. Journal of Banking & Finance, 34(8), 1773-1787.
- Mallat, T., Orglmeister, E., & Baiker, A. (2007). Asymmetric catalysis at chiral metal surfaces. Chemical Reviews, 107(11), 4863-4890.
- Pambudi, T., & Rahadi, R. A. (2021). The impact of pandemic covid-19 on digital payment: case study on electronic money in indonesia. International Journal of Advanced Research in Economics and Finance, 3(1), 70-79.
- Pratiwi, D. F., & Dewi, C. K. (2018). Factors (Benefits, Trust, Self-Efficacy, Ease of Use, Security) Affecting Consumer’s Perception on E-Money in Indonesia. Jurnal Sekretaris dan Administrasi Bisnis, 2(2), 24-37.
- Ramadhan, H., & Aminah, S. (2016). Perlindungan Hukum Terhadap Pengguna Uang Elektronik Dalam Melakukan Transaksi Ditinjau Dari Peraturan Bank Indonesia Nomor 16/8/pbi/2014 Tentang Uang Elektronik (E-money). Diponegoro Law Journal, 5(2), 1-18.
- Rohmah, Y. M., Tristriani, N. (2021). Pengaruh Sistem Pembayaran E-Money Dalam Era Digital Di Tengah Wabah Covid19: Studi Kasus Pada Masyarakat Semarang. In jurnal akuntansi dan pajak. Jurnal Akuntansi dan Pajak (stie-aas.ac.id)
- Schuh, S., & Stavins, J. (2010). Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics. Journal of Banking & Finance, 34(8), 1745-1758.
- Xena P. Rahadi A, Raden. (2018). Adoptation of E-Payment to Support Small Medium Enterprise Payment System: A Conceptualised Model. International Journal pf Accounting, Finance and Business (IJAFB). Vol. 4 Issues. 18.
References
Arango, C., Huyn, K. P., & Sabetti, L. (2015). Consumer Payment Choice: Merchant Card Acceptance Versus Pricing Incentives. Journal of Banking & Finance. 55, 130-141
Cadar, C., Dunbar, D., & Engler, D. R. (2008, December). Klee: Unassisted and automatic generation of high-coverage tests for complex systems programs. In OSDI (Vol. 8, pp. 209-224).
Ching, A. T., & Hayashi, F. (2010). Payment card rewards programs and consumer payment choice. Journal of Banking & Finance, 34(8), 1773-1787.
Mallat, T., Orglmeister, E., & Baiker, A. (2007). Asymmetric catalysis at chiral metal surfaces. Chemical Reviews, 107(11), 4863-4890.
Pambudi, T., & Rahadi, R. A. (2021). The impact of pandemic covid-19 on digital payment: case study on electronic money in indonesia. International Journal of Advanced Research in Economics and Finance, 3(1), 70-79.
Pratiwi, D. F., & Dewi, C. K. (2018). Factors (Benefits, Trust, Self-Efficacy, Ease of Use, Security) Affecting Consumer’s Perception on E-Money in Indonesia. Jurnal Sekretaris dan Administrasi Bisnis, 2(2), 24-37.
Ramadhan, H., & Aminah, S. (2016). Perlindungan Hukum Terhadap Pengguna Uang Elektronik Dalam Melakukan Transaksi Ditinjau Dari Peraturan Bank Indonesia Nomor 16/8/pbi/2014 Tentang Uang Elektronik (E-money). Diponegoro Law Journal, 5(2), 1-18.
Rohmah, Y. M., Tristriani, N. (2021). Pengaruh Sistem Pembayaran E-Money Dalam Era Digital Di Tengah Wabah Covid19: Studi Kasus Pada Masyarakat Semarang. In jurnal akuntansi dan pajak. Jurnal Akuntansi dan Pajak (stie-aas.ac.id)
Schuh, S., & Stavins, J. (2010). Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics. Journal of Banking & Finance, 34(8), 1745-1758.
Xena P. Rahadi A, Raden. (2018). Adoptation of E-Payment to Support Small Medium Enterprise Payment System: A Conceptualised Model. International Journal pf Accounting, Finance and Business (IJAFB). Vol. 4 Issues. 18.